MoonPay Integrates AI Agents with PayBox Crypto Vault

The system operates as a bridge between conversational AI and blockchain protocols, supporting Solana and multiple EVM-compatible networks, including Ethereum, Base, Arbitrum, and Polygon. To mitigate security risks, MoonPay employs a dual-authorization framework. Users can select an "Always Ask" mode, requiring a passkey for every individual action, or an "Autonomous" setting that permits the AI to function within strictly defined spending caps and transaction rules.

Technological infrastructure for PayBox stems from Sodot, a key-management firm acquired by MoonPay earlier in 2026. The vault utilizes multiparty computation to split private keys, ensuring that neither the AI nor MoonPay can unilaterally authorize a transfer. For traditional commerce, the platform leverages Visa’s agentic commerce protocol, enabling the completion of bookings and retail purchases without exposing sensitive card information. This launch marks a shift for MoonPay, moving beyond institutional trading tools into the burgeoning sector of agentic commerce, where AI agents act as the primary interface for consumer financial activity.