JustLend DAO Integrates U Stablecoin into TRON Lending Ecosystem

The integration of U comes on the heels of the protocol’s recent Supply and Borrow Market V2 upgrade, which overhauled the platform’s risk management architecture. Under the new parameters, U enters the market with a 0% collateral factor, meaning users can borrow the asset but are currently restricted from using it as collateral for other loans. The protocol has also implemented a reserve factor of 10% to manage liquidity risk.

To govern the new market, JustLend DAO deployed a jumping interest rate model designed to stabilize borrowing costs. Borrowing APY remains at 5% until utilization reaches 80%, at which point the rate accelerates sharply to 42.5% at 90% utilization and hits 80% if the pool is fully utilized. Supply APY follows a similarly aggressive curve, peaking at 72% at full utilization. According to the protocol, the asset is backed 1:1 by United Stables and is specifically positioned for AI-driven financial applications and machine-to-machine payments. This launch leverages the V2 architecture's isolated lending markets, which aim to prevent liquidity shocks in one asset pool from impacting the broader ecosystem.